Credit Scores

Do you subscribe to an “out of sight, out of mind” view of your credit score? If so, you could be setting yourself up for financial trouble down the road. Ignoring this all-important indicator of your financial health can negatively impact you in many ways. Read on for five specific reasons you should never ignore...

A low credit score can hold you back from accomplishing your goals. Luckily, you may be able to raise you score by 100 points or more by following these seven tips. The best part is these changes can make a positive impact on your score quickly. Read on to learn more. Image via Unsplash/J. Kelly...

Missing loan payments can affect your credit in many ways. Here is the process of how late payments work: Late payments are reported on day 30, 60, 90, 120, 150, and 180, which are negative marks on your credit score. At this point, the account is charged off. A charge-off is another new negative mark...

It used to be the only way for a collection item to disappear from your credit report was to wait seven years from the date it was first reported. But, now you can do a little bit more. If you want an item removed from your credit report, you can contact the collection agency and...

Do you want to protect your property without breaking the bank? Then, these are some affordable home security systems for you: Ring Alarm Ring Alarm is as cheap as a security system can be, but it still entails some impressive features such as affordable equipment and low-priced monitoring. Unfortunately, it doesn’t have Google Home integration....

Some expenses cost more for people with bad credit. The sad news is, most don’t even realize it. Having bad credit can negatively impact: • The cost of your utility deposits • Your options for cellphone service • The price of your car insurance • Your ability to rent an apartment The reason why these...

Do you ever wonder what people with good credit do that’s so different from everyone else? Important financial habits that contribute to a good credit score, includes paying your bills on time, and spending money responsibly. It’s also a part of building and maintaining your credit score. Here are a few habits of people with...

Credit that’s considered good is in the 700 range. And with that type of credit, you’ll be able to buy a house, even though some think you can only get a house with excellent credit. The place where you’ll see the effects of your credit score the most is in how much you have to...

For those who have been financially affected by the pandemic, there are luckily some options in place that can help you manage your finances. Here are some tips: Save and pay off debt if possible. Stick to a budget. See if you can apply to financial hardship for existing debt. Look into state and national...

As of July 27, Experian Boost users can include on-time Netflix payments to help boost their credit scores. Experian Boost allows you to have paid off bills go toward improving your credit score. Before Netflix was added, the list only included utility and phone bills. There are also plans for this to include other streaming...