Credit Cards

Some cardholders are noticing that their credit card companies are lowering their credit line, which could negatively affect their credit scores. This is due to the current coronavirus pandemic. As unemployment rates soar in the United States, card issuers want to make sure people can make their payments and won’t incur too much debt that...

If you recently got your first credit card, here are some tips to keep in mind. Check your statements regularly. Track your payments so you don’t go into debt. Don’t hit your credit limit. Pay each bill in full every month if possible. Use your points.

The Citi Simplicity card is a great card for beginners and seasoned cardholders alike. One of the best perks of the Citi Simplicity card is that you’re able to transfer over a balance from another card and will be able to get 0% APR for a full year. This is great for those who are...

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit. Here are 3 credit cards you should...

If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay off, but the large purchases are the ones that add up after a while and...

Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR information, especially if you plan to have a balance on your card. APR stands for...

If you’re an avid traveler and often find yourself staying in Hyatt hotels, then you’ll want the consider the World of Hyatt Credit Card. There are lots of great rewards that come with this card, such as: Bonus: You get a 50,000 bonus for signing up (25,000 points after spending $3,000 in three months and...

Finding a job can be challenging, and once you got a good one, it is important to keep it. Sometimes employees forget that even though you got hired, you can be terminated just as fast. Therefore, look at the first 90 days on the job as an extension to your interview. Work hard and prove...

Going back to school brings stress to families on many levels, especially when it comes to the finances. Parents of multiple children feel it the most, when supply lists arrive and it all gets overwhelming. The first place to start the shopping at is actually your home, because you must have many supplies left over...

Spending and shopping is fun, but having money aside and financial security feels so much better! Check out our three quick tips below, so you can go back to the right financial path: 1. When in need of a gift for a birthday or a baby shower, make your own instead of buying. It will...