Credit Cards

In part 1 of How To Read Your Credit Card Statement, we covered the importance of checking your credit card statement each month You don’t want to bury your head in the sand like an ostrich. You want to be well-informed of what your statement says each month. Here are other things to look for...

It’s important to read your credit card statement, but for many it’s intimidating. Still it’s better to be informed rather than misinformed. Here’s how to read your bank statement: Each time your statement comes in, first check for name, address and account number. These should always be the same and accurate. Next, look at the...

In part 1 of Best Cash Back Credit Cards, we mentioned the perks of using Chase Freedom Card and Blue Cash Everyday Card From American Express. In part 2, we will cover other credit cards that are offering amazing cash back perks. BankAmericard Cash Rewards Credit Card – You can earn at least 1 percent...

Cash back credit cards are a great tool to use. If you’re going to be using your credit card anyway, you might as well enjoy the perks of getting rewards for using it. Cash back credit cards allow you to use your cash for whatever you want to use it for. Here are some of...

Credit union credit cards are a smart way to get low interest rates. Other perks credit unions offer include: rewards back programs, and fraud protection. Here’s a list of some credit unions with enticing credit cards: State Department Federal Credit Union. They offer a Visa Platinum Card and the annual fee is $0. One big...

It can be frustrating when a credit card company closes or cancels your account without you being aware of it. You usually don’t know about it until you’re in the middle of trying to make a purchase. Why would a credit card company do this? There are two main reasons: #1 – They may do...

In parts 1 through 4 of Various Reasons Your Credit Card May Get Declined, we covered reasons a credit card may be declined. Reasons we covered included: You are making an international purchase. You did something that triggered fraud protection. You keyed in the wrong information. You reached your credit limit. Your credit report took...

There’s a good chance you’ve either experienced or seen someone experience a declined credit card. It’s nothing short of embarrassing, but the best thing to do is be prepared so that it practically never happens. Here are situations that may cause your credit card to decline: It’s expired: This happens more often than not. A...

In Part 2 of Various Reasons Your Credit Card May Get Declined, we covered 2 overlooked reasons your credit card may be declined such as reaching your credit limit and keying in incorrect information. In part 3, we cover 2 other reasons your credit card may be declined: Missed payments. If you’ve fallen behind on...

Most of us have either experienced or witnessed the moment when a credit card was declined. It can be an irritating thing to happen. Here are two reasons your credit card may get declined: You’ve reached your credit limit. This can happen to anyone. While out shopping, you may not realize that you’ve reached your...