Terms of Service

Terms of Access and Use

These Terms and Conditions (“Terms”) govern your access to and use of Wallet Monkey Guide, owned and operated by Wallet Monkeys. By accessing this website, you agree to be bound by these Terms. Wallet Monkeys may revise these Terms periodically.

Last Updated: July 1, 2026

Our Privacy Policy

Please review the Privacy Policy for Wallet Monkey Guide, located at Privacy Policy, which is incorporated herein by reference. Wallet Monkey Guide is designed for general audiences in the United States and is operated in accordance with federal and state privacy requirements, including COPPA, and state-level frameworks such as the CCPA/CPRA (California), CPA (Colorado), VCDPA (Virginia), CTDPA (Connecticut), TDPSA (Texas), MODPA (Maryland, effective October 2025), ICDPA (Indiana), KCDPA (Kentucky), RIDTPPA (Rhode Island), and any additional state statutes that become effective.

Defined Terms

“Personal Information” or “Personal Data” refers to any information that identifies, is reasonably associated with, or describes a natural person, as defined under applicable state privacy statutes. “Sensitive Personal Information” includes Social Security numbers, government ID numbers, financial credentials, precise geolocation data, racial or ethnic origin, religious beliefs, union membership, health information, biometric data, sexual orientation, immigration status, or the contents of private communications. “Sale” and “Sharing” carry the meanings assigned by applicable state privacy laws, which may encompass disclosures for monetary value or for cross-context behavioral advertising.

No Charge for Content

The content provided by Wallet Monkeys on this website is free for any consideration and can be used free of charge for personal, noncommercial use. Commercial use of the content is prohibited and would be a violation of these Terms.

Our Website’s Purpose

Wallet Monkey Guide exists to deliver free, advertising-supported content to the public. Visitor use of this website is limited to personal, noncommercial browsing and is not intended for commercial activity.

Advertising and Communications

This is an advertising-supported website. Wallet Monkey Guide and partner companies may receive financial compensation based on user engagement with advertisements. All material advertising partnerships are disclosed.

Email Communications: Providing your information on this site may result in email marketing from Wallet Monkey Guide or affiliated advertising partners. To opt out, click the unsubscribe link in any email; opt-out requests are processed within 10 business days as required by the CAN-SPAM Act.

Text/SMS Communications: If you provide your mobile number and expressly consent to receive texts, you may receive SMS messages from Wallet Monkey Guide or its partners. Message and data rates may apply. Text STOP to cancel; text HELP for more information. Providing SMS consent is not required for any purchase or service.

Responsibility for Third-Party Sites

These Terms are applicable to Wallet Monkey Guide only, as operated by Wallet Monkeys. Any links to or from third-party websites on this site do not indicate Wallet Monkeys’s endorsement or control of such sites. Wallet Monkeys is not responsible for and assumes no liability for third-party content, privacy practices, or data handling. Before providing personal information to any third-party site, users should review that site’s applicable terms and privacy policy.

How We Collect and Use Your Data

Wallet Monkey Guide collects personal information from users as described in our Privacy Policy, which is incorporated by reference. Categories of data collected may include name, email address, postal address, phone number, IP address, device identifiers, and behavioural/browsing data. 

We may share personal information with advertising partners, data brokers, and other third parties for purposes including targeted advertising, lead generation, and analytics, as further described in our Privacy Policy. We do not sell Sensitive Personal Information. California residents and residents of states with applicable privacy laws have rights including the right to know, access, correct, delete, and opt out of the sale or sharing of their personal information and targeted advertising.

To exercise your privacy rights, visit our Privacy Choices page or contact us using the information below. We will respond to verifiable consumer requests within the timeframes required by applicable law.

Financial Information Notice

Access to and use of this website does not require the submission of financial account information. Should you have any concern that financial account data has been improperly collected or disclosed through this website, please reach out to Wallet Monkeys promptly at the contact details below.

Copyright Statement

© 2026 Wallet Monkey Guide. All rights reserved. 

Wallet Monkey Guide’s trademarks and proprietary content on this website may not be used without prior written consent. Unauthorized use may result in legal action.

If you believe content on this website infringes your copyright, please send a written notice to contact@walletmonkeyguide.com that includes: (1) identification of the copyrighted work; (2) the URL of the allegedly infringing content; (3) your contact information; and (4) a statement of good faith belief that the use is unauthorized.

Protecting Children Online

Wallet Monkey Guide is directed to general audiences and is committed to compliance with COPPA. We do not knowingly collect personal information from children under the age of 13. Upon discovery of such collection, we will promptly take steps to delete the information. This website is intended for users 18 and older. Parents or guardians who suspect a child has shared personal information on this website should contact us without delay.

Intended Audience: United States only

This website is intended for use by visitors located in the United States. Users accessing this website from outside the United States do so at their own risk and are responsible for compliance with applicable local laws.

Limits on Website Use

Use of this website for any of the following is strictly prohibited: unauthorized commercial data harvesting; e-commerce transactions; identity or affiliation misrepresentation; disruption of website operations or security systems; posting or transmitting unlawful or harmful content; automated scraping, crawling, or mass data extraction without prior written consent; or any activity that violates CAN-SPAM, TCPA, CCPA/CPRA, FTC regulations, or any other applicable federal or state law.

Updating These Terms

These Terms of Service may be amended at any time. Changes that are material will be noted with a revised “Last Updated” date. By continuing to use this website after any amendment, you agree to be bound by the updated Terms. Access to Wallet Monkey Guide may be suspended or terminated for any violation, and legal proceedings may be commenced as appropriate.

Resolving Disagreements

ANY DISPUTE, CLAIM, OR CONTROVERSY RELATING TO THESE TERMS OR THIS WEBSITE SHALL BE SUBJECT TO A 30-DAY INFORMAL GOOD-FAITH RESOLUTION EFFORT BEFORE ANY FORMAL PROCEEDINGS ARE INITIATED. IF INFORMALLY UNRESOLVED, DISPUTES SHALL BE REFERRED TO BINDING ARBITRATION UNDER THE AMERICAN ARBITRATION ASSOCIATION’S APPLICABLE RULES, EXCEPT THAT INJUNCTIVE RELIEF MAY BE SOUGHT IN A COURT OF COMPETENT JURISDICTION.

CLASS ACTION WAIVER: BY USING THIS Wallet Monkey Guide, YOU AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL DISPUTES WILL BE RESOLVED INDIVIDUALLY AND NOT IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION.

Which Laws Apply

These Terms of Service are governed by and construed under the laws of District of Columbia, without regard to conflict of law rules. No provision of these Terms shall be deemed to supersede, limit, or waive any rights you have under applicable state or federal privacy law.

Contact and Privacy Requests

For any inquiries relating to these Terms, contact us at contact@walletmonkeyguide.com. Postal mail may be sent to: 996 Maine Ave SW #332, Washington, DC 20024. Consumers wishing to exercise their privacy rights under CCPA/CPRA or other applicable state law over the telephone may call: 855-929-4037.