Finance experts say that you can use your credit card as a way to monitor your budget and spendings. This method will work well to those people who are certain that they are able to pay their bills in the end of the month, as you don’t want to get yourself into trouble by getting a bill and not paying it off. By using your credit card for all your purchases you can easily see exactly how much you are spending and on what, and then make changes you think are necessary.

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